Апартаменты в центре Москвы

Payment by all means.

				
				
				
We recommend: hotels in moscow.

   Payment by all means.
   JULIA ARAKCHEEV.
   What money, to be exact - a cash, "plastic" or road
Checks - to take with itself in holiday? Today we tell at once
About all kinds of "holiday" money accessible to the private person.
   With denominations.
   The cash was and, probably, still long time will be most
The popular form of money at Russians driving off abroad. Force
Habits - a thing great. And break it cannot high
Probability degree to be robed and to remain "on beans",
Restriction of the sum which can be taken out from Russia without the special
Bank inquiries, one and a half thousand dollars.
   After the arrival in the country - especially if its national currency
In Russia to extract inconveniently (for example, Turkish lyres or Egyptian
Pounds) - having a rest it is necessary to face a converting problem
Available means in local currency (if, of course, it it not
Has attended in Russia). Basically, exchange points abroad,
As well as to Russia, set. But here a course in them neodinakov: most
Favourable - in banks which, as a rule, are closed early,
And in changes in hotels at an exchange it is possible to lose
2-4 % from the sum. The exception is made by such countries, as, for example,
Tunis, where currency - business state, that is why an exchange rate
It is established by the local Central Bank and everywhere it is identical.
   House of cards.
   The most widespread alternative of a cash - plastic
Maps. By a card it is possible to take out the unlimited sum - without
Any declaration. Besides on all resorts of problems with use
This financial tool, as a rule, does not arise. In the foreign
Shops to pay off by a card it is favourable. First of all
Because a course of converting of currency at payment systems (
Through them there is an exchange by cards) usually above, than at
Banks which change a cash. And here to remove from a card cash
(Especially if it is a question not of world currencies like euro or
Dollar) it is abroad unprofitable. This operation will manage in 3-5 %
From the sum plus of 1,5-2,5 % for converting.
   Among pluses of "plastic" for having a rest we will note possibility
The free medical insurance for holders of maps Visa/EC/MC
Gold and Diners Club International.
   Unlike cash, whose loss is usually irreplaceable, money
On a plastic card in case of, for example, its theft it is possible to save.
For this purpose it is necessary to communicate simply with the bank and to block
Map. Access to the bill to swindlers will be blocked. But also most
To the owner of a map too. So travel with one only "plastic"
In case of loss of the last threatens with full insolvency
During holiday.
   Pulling out checks.
   While enough the unusual form of "holiday" money for the Russian
Citizens there are traveller's cheques. All these financial documents
Are declared at customs, that, however, in any way does not limit
The taken out sum. Checks of the companies are most extended all over the world
American Express and Trevelex (checks Thomas Cook MasterCard and Visa).
   Operations with traveller's cheques are made only in bank. Having paid
Face-value of the check and the bank commission (about 1-3 %
From face value), having put on him the signature, the owner can go
With it in any country of the world.
   For reception of cash it is required to sell only the check in bank
Abroad or in Russia - if you had not time to use it
During holiday. Thus the client on hands will receive local currency,
Having left in bank commission gathering in the size of 1-3 more % from face value
And the second signature confirming authenticity of the owner.
   Only in representations American Express and Thomas Cook
(They are practically in each large European city and on
All popular resorts), and also in some banks (their addresses
It is possible to learn at check purchase) "a valuable paper" will cash free of charge.
   At loss of its check as well as a plastic card, it is possible
To block. For this purpose it is required to address in bank or representation
The companies. Thus the client after a while (usually during
Days) will receive other check and can cash it in bank.
   Besides, there is such financial tool, as plastic
Map Visa Travel Money which combines in itself qualities road
The check and plastic card.
   First, to receive such map simply enough for one
Day. For this purpose it is necessary to pay a map face-value only
(A maximum of $10 thousand) and the commission for its registration (0,5-2 % from the nominal
The sums). Thus to open a special bank bill it is not required.
   Secondly, to draw out money from a card it is possible parts in any
Cash dispense, the size of the commission for this operation standard - $2.
Visa Travel Money not a nominal map - it can be passed any
To the relative or the acquaintance. Besides, this map should not be brought
In the customs declaration. However, unlike usual "plastic",
Which at utere can be blocked, with loss Visa Travel
Money the client completely will lose the money - found (or stolen)
Card can pay off on it absolutely without serious consequences.
   If nevertheless you remained without money for hundreds kilometres from the house,
That it is possible to use a remittance.
   To services of the client two international systems of remittances
- Western Union and MoneyGram. The Remitter should
To fill the corresponding form and to pay the commission (an order
4-26 % from the sent sum). The more the transfer sum, the
Less commission bank gathering. It is at a time possible to translate
Only $2000 (or an equivalent in other currency), however quantity
Transfers it is not limited. Thus, the client can to provide itself also
To itself holiday. Transfer is carried out 10-15 minutes. From the addressee
Nameplate data be required only.
   To get transfer it is possible in banks which work with these
The companies. The address of the office of bank nearest from the addressee it is possible
To learn at departure of money.
   TABLE 1. "Holiday" money in the Russian banks.
   Column (1) - the bank Name.
   Column (2) - Plastic cards | Visa.
   Column (3) - Plastic cards | Europay.
   Column (4) - Traveller's cheques | Trevelex (checks Thomas Cook
MasterCard and Visa).
   Column (5) - Traveller's cheques | American Express.
   Column (6) - Traveller's cheques | Visa Travel money.
   Column (7) - Remittances | Western Union.
   Column (8) - Remittances | MoneyGram.
-----------------------------------------
|        (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) |
|-----------|---|---|---|---|---|---|---|
|п п п©я п я п п п?п  | + | + | - | - | - | - | + |
|п п п -п п п?п  | + | + | - | + | - | + | - |
|п я я п -п п п?п  | + | - | + | + | + | + | - |
|п п я п?п п п?п  | + | + | - | - | - | - | + |
| "UralSib" | + | + | + | + | + | - | + |
| "THE ISLAND OF CENTURY K" | + | + | + | + | + | - | + |
|п п?я п п п?п  | + | + | - | - | - | + | - |
|п п п?п  Moscow | + | + | + | + | + | + | - |
|п п?п п п?п п п?п  | + | + | + | - | + | + | - |
|п п?я п п я п?п п п?п  | + | - | + | + | + | + | - |
|п п я я п -п п п?п  | + | + | + | + | + | + | - |
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   Information source: data of banks, "Profile".
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//* an information Source: the Profile, 8.07.02
//* Reg. Nom. - 1120700107.74-------------------------------------------